Tips to Getting More Value Out of a Visit to an Independent Jewelry Appraiser

Diamonds are expensive commodities and they have gotten more costly in recent years. Due to the complex nature of the diamond jewelry market, the need for an independent jewlery appraiser becomes increasingly important. This is especially true if you intend to buy diamonds with unrecognized grading reports or if you need an up-to-date valuation for a piece of old jewelry you want to sell.

Couple this with the fact that more synthetics and imitations are entering the market, how do you know what you are buying is the real thing? Also, the improvement and introductions of new treatment methods are getting harder and harder to detect. Can you be sure that your purchase had not been misrepresented in its color, carat weight or clarity when it was being sold to you? 

Besides depending on a grading report, the short answer to the questions above is to seek help from an independent appraiser. Note that I highlighted the term “independent”. This means that the appraiser does not sell jewelry himself and there isn’t any conflict of interest to provide you with an unbiased appraisal.

There Are Many Reasons Why People Seek an Appraisers Help

– Selling their jewelry
– Getting insurance for their jewelry
– Seeking a second opinion on a new acquisition


Very often, I receive emails seeking my advice on getting their jewelry appraised. And the most common questions always relate to the authenticity of the diamond ring which they had recently purchased online.

getting jewelry appraised

Diamond Ring Under Magnifier

In this article, I am going to talk about what to expect in an appraisal and the kind of questions you might want to ask. More specifically, I am addressing the concerns of people who just need a peace of mind for their purchase.

First things first, in order for the appraiser to do an accurate assessment of the diamond, it needs to be unmounted. Of course, for most people out there, you probably purchased a diamond that is already mounted on a ring setting to surprise your loved one.

While it is still possible for the stone to be assessed, there could be some discrepancies in the results. I will be touching more on this later.

Some Things You Need to Take Note Of

  1. Be sure to discuss the costs of evaluation beforehand.
  2. If you have your diamond report (e.g. GIA or AGS), make sure you bring it along.
  3. Bring any other documentation that came along with your purchase. E.g. receipts, warranties or previous appraisals.
  4. Make sure you tell the appraiser the purpose of the appraisal. Insurance? Peace of mind? Etc… He/She will then be in a better position to advice you on anything else that is required.

On the next page, we show you a list of good questions to ask during the appraisal.

James Allen allows you to interact with actual diamonds using 360° videos. Now, you get exactly what you see and there is absolutely no guesswork involved in buying a diamond.

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  1. June 17, 2015 at 3:11 pm

    The last tip about communicating the reason for having your jewelry appraised can be very important. Often, appraisers will have more knowledge about precious stones and metals than you will, so getting their full opinion could help you avoid any pitfalls or problems, particularly when insurance is involved. Overall, having an open but smart line of communication to your professional is a valuable asset.

  2. October 12, 2015 at 2:43 pm

    Great point about discussing the cost of evaluation beforehand. Sometimes when I do things like this for the first time, it’s easy for people to keep quiet about pricing until the payment is actually due. When it comes to jewelry appraisal, it’s easy to see how this would apply similarly. Thanks for the tips!

  3. Ella Ross-
    October 13, 2015 at 8:17 pm

    I would really like to sell my jewelry sometime, so it would be nice to get it appraised. I want to be sure that a professional does it, so going to an independent appraiser would probably be good, just as long as I make sure that they have all the proper qualifications. When I go to get everything looked at, I will be sure to remember these questions that you provide. That way, I will know exactly what I need to know about my jewels so that I may sell them for the right price.

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