Note: Usually the appraiser won’t ask to see the documents like your grading report before he commences to examine your diamond. Let him/her do their work first before you show it to them for verification against their findings.

For mounted diamonds, the appraiser’s findings on the color, clarity or carat weight might have discrepancies against the GIA/AGS lab report you have in hand. There could be many reasons for this. 

For example, a clarity grade making inclusion could be well-hidden from view under the prongs or the diamond’s measurements might deviate slightly as the setting can impair proper usage of measurement tools. In such cases, you need to clarify them with your appraiser and see what he/she says.

Diamonds can also pick up surrounding colors easily. For mounted stones, this can cause inaccuracies as the diamond’s body color may be skewed by the metal mounting. In yellow gold settings, the diamond would take on a yellow tinge and this could hamper with estimations made by the appraiser.

questions to ask your jewelry appraiser

What are the smart questions to ask an appraiser?

Besides the super obvious stuff like matching the diamond to the grading report, here are some other questions you might want to ask the appraiser.

  • Has the diamond undergone any kind of artificial treatment?
  • Can you verify the grading documents and that they are not doctored in any manner?
  • Is the information stated on the diamond grading report accurate?
  • Had the stone been damaged in anyway?
  • Has the diamond been cut properly?
  • Has the setting of the stone been done properly?
  • How much do you think the jewelry/diamond is worth?
  • What type of equipment do you have and would use for the gemological evaluation?
  • Can I stay together with the jewelry while you are working on it?

At the end of the day, it is important to find a good appraiser you can trust. You want someone who will share his findings with you truthfully and not someone who is clouded by their own interests in selling you their inventory.

I hope this helps to clarify the questions on visiting an appraiser and getting a peace of mind on your purchase. If you have any further questions, feel free to contact me or leave a comment below.

For a great shopping experience online, I highly recommend James Allen. Their 360˚ videos give you the ability to see and interact with real diamonds. You’ll get exactly what you see and take the guesswork out of a diamond purchase.

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  1. Zequek Estrada-
    February 13, 2017 at 4:10 pm

    This clarified a few things about what I can expect from an appraiser. My grandma passed a little while ago and we’re finally getting around to cleaning out her stuff and know we’re not going to keep everything. One of my friend’s suggested that we start looking for a appraiser because you never know if an appraisal will be needed or not.

  2. Niki N-
    March 20, 2018 at 10:59 am

    Do you have any recommendations for an independent appraiser in Manhattan? We just got our engagement ring and I wanted to make sure we got a good deal.

  3. Paul Gian-
    March 20, 2018 at 3:14 pm

    Unfortunately, I have no one I can recommend in good faith in Manhattan.

  4. Terry Martin-
    June 16, 2018 at 9:25 pm

    I have inherited numerous pieces of jewelry, including diamond rings. Most must be at least 60 years old and should be appraised, cleaned and checked to see if repairs are needed. Can you recommend anyone in the San Francisco Bay Area? No documentation came with any of them. Thank you!

  5. Paul Gian-
    June 17, 2018 at 7:38 am

    Unfortunately, I have no one reliable in that area to recommend you. Try Googling for appraisers in your area and get in touch with them about what you need to get done.

  6. KERRY-
    June 29, 2018 at 4:48 am

    i am having a newly purchased diamond ring appraised tomorrow for insurance purposes. the appraiser/jewelry store asked me to bring all the paperwork that came with the ring/diamond. it feels wrong to provide this before the appraisal is done…? am i wrong? or just being silly? thanks!

  7. Paul Gian-
    June 29, 2018 at 5:05 am

    Bringing in the papers is perfectly fine. Just get the appraiser to perform the work before passing the documents to them.

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